Getting started
Buying a New Car in Canada: What to Know Before Visiting a Dealership
What should you know before stepping into a showroom? Prepare your budget, shortlist and quote requests before the sales conversation begins.
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The buyer’s guide
A little knowledge.
A better next car.
Clear answers for every step, from setting your budget to signing the paperwork. Arrive knowing what matters.
Explore the guides10 practical guidesWritten for Canadian buyers
A good place to start9 min read
Before you walk into the dealership.
What to know, what to ask and what to bring.
Your next question, answered
Good decisions start here.
10 guides
Money & ownership
Lease, Finance or Pay Cash? How to Find the Best Option for Your Budget
Compare what each payment plan costs over the years you expect to keep the car, including the cash or vehicle value left at the end.
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Getting started
How Much Car Can You Actually Afford? Look Beyond the Monthly Payment
Find a payment limit that leaves room for insurance, running costs, savings and the expenses that do not arrive every month.
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Making the deal
Dealer Fees Explained: What’s Included, What’s Optional and What to Question
Understand the lines on a dealer quote, check what is already included and decide which extra products are worth buying.
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Money & ownership
0% Financing or a Cash Discount: Which Deal Really Saves You More?
Does the lower rate beat the lower price? Compare after-tax quotes, borrowing costs and repayment plans using a worked example.
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Making the deal
How to Negotiate a New Car Deal in Canada Without the Guesswork
Use comparable written offers to set a realistic target and keep the vehicle price, trade value and borrowing costs visible.
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Making the deal
Trade In or Sell Privately? How to Get More for Your Current Car
Work out what you would actually keep from each option after selling costs, loan repayment and any qualifying trade tax saving.
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Money & ownership
The True Cost of Car Ownership: Fuel, Insurance, Maintenance and Depreciation
Compare cars over the same years and kilometres, accounting for the costs that a sticker price or monthly payment leaves out.
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Getting started
Gas, Hybrid or Electric? How to Choose Based on Your Driving and Budget
Match the powertrain to your weekly driving, charging access and budget, then check whether energy savings justify a higher purchase price.
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Making the deal
Before You Sign: What to Check in Your Car Purchase, Finance or Lease Agreement
Check that the final paperwork matches your accepted offer, from the exact vehicle and delivery promises to the way the agreement ends.
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From reading to the road
Ready to find your next car?
Put your budget and preferences to work. See the vehicles and payment options that fit.