SUV depreciation calculator

• This is our planning model of future retail/asking-based value, not a licensed market forecast, trade-in quote or guaranteed sale price.
• The starting amount is the same Canadian base MSRP before tax for cash and finance; incentives, payment schedules, loan balances and lease residuals do not set the future value.
• Category depreciation percentages and usage coefficients come from the captured AssetDropper generic model; they are not measured Canadian trim-level residuals.
• Mileage coefficients reproduce observed API behaviour from saved probes; the provider does not publish a formula or a validation study for them.
• Annual kilometres are divided by 1.609344 to apply the source mileage mathematics. The reference is 12,000 miles (19,312 km) per year.
• Cumulative mileage effects are capped between a 30% deduction and a 12% addition. Accident history, individual condition, options, geography, inflation and future market shocks are not modelled.
• The low/base/high outcomes use 1.25×/1×/0.75× annual category depreciation rates with the same mileage assumptions. They are planning scenarios, not statistical confidence bounds.
• Planning values cannot rise with an additional ownership year and are capped at the starting base MSRP; no appreciation is assumed.
• The generic model supplies no publication date; its capture date is shown separately and is not represented as a source publication date.
• Canadian model-year asking-price age pattern supplies a small, capped adjustment to the category assumptions; mileage, trim, original MSRP and redesign effects are not isolated.
• The age-slope difference is capped at ±0.04 log points per year, then given at most 25% weight. Unknown generation and trim mix remain limitations; no original-MSRP or chosen-mileage cohort adjustment is claimed.

Low / base / high outcome after the selected period: $14,221 / $17,718 / $21,864. These are alternative rate scenarios, not a statistical confidence interval.

Representative models with one currently priced Canadian starting trim per model. The newest priced model year and lowest exact base MSRP are selected; this is not every trim. Missing models can use a custom entered price.

• Canadian vehicle price used by Before Your Next Car (opens in a new tab)Source date: Not published · Captured: Oct 4, 2026
• AssetDropper category planning assumptions (observed 20 October 2026) (opens in a new tab)Source date: Not published · Captured: Oct 20, 2026AssetDropper-free-commercial-api terms
• Omnia Index October 2026, Canadian used asking-price aggregates (opens in a new tab)Source date: Oct 6, 2026 · Captured: Oct 20, 2026CC-BY-4.0 terms

Generic category rates do not establish measured differences between individual brands or trims. Canadian model-year asking-price cohorts, when eligible, add only a small adjustment; they mix mileage, trims, historical prices and condition. Freshness and limitations remain part of the calculation.